Complete Estate Planning for Queensland Families
Will Value Packages
Protect your family if you lose capacity or when you die.
A Will is only one piece of your estate plan.
Most people mistakenly think a Will is a complete estate plan. It isn't.
A Will only operates after you die.
It doesn't appoint someone to manage your finances if you're in hospital.
It doesn't allow someone to speak with your bank.
It doesn't record your medical wishes.
It doesn't explain your values, your parenting hopes, or everything your loved ones need to know.
A complete estate plan protects you during your lifetime and after your death.
This is exactly what our Will Value Packages are designed to do.
Initial consultation to discuss your loved ones and circumstances, explore strategies to achieve your estate planning goals, and give you the information you need to make confident, informed decisions.
Detailed written advice plus a bespoke document review recording stepping you through your draft plan.
Will for each client.
Enduring Power of Attorney for each client to appoint your personal (including health) and financial decision makers.
Advance Health Directive for each client to record your medical decisions.
My Estate Workbook including Letter of Wishes for each client allowing you to record your guidance and intentions, including parenting guidance, business directions, personal messages, and more.
Recommendations for your superannuation nominations.
Hard copy or email documents (your choice) sent to you for signing.
Each Will Value Package includes:
Starter
Will Value Package
Ideal for:
✓ Individuals or couples with straightforward assets
✓ Simple gifting arrangements
✓ Families who do not require a testamentary discretionary trust
This package provides the essential documents you need to protect yourself and your loved ones, including your Will, Enduring Power of Attorney, Advance Health Directive, and supporting estate planning guidance.
Your Will is prepared using a standard Will structure, which is suitable where a testamentary discretionary trust is not required.
Single: $1,780 (incl. GST)
Couple: $2,670 (incl. GST)
Prime
Will Value Package
Ideal for:
✓ Families wanting maximum protection
✓ Business owners
✓ Blended families
✓ Families with significant assets
✓ Anyone wanting a testamentary discretionary trust
This package includes a testamentary discretionary trust within your Will, providing additional flexibility around how inheritances are managed and distributed after your death.
A testamentary discretionary trust can be particularly valuable for protecting inheritances, supporting children as they grow, managing family wealth, and providing greater control over how assets are used in the future.
Single: $3,200 (incl. GST)
Couple: $4,500 (incl. GST)
Please note that our prices are subject to change without prior notice. The specific circumstances of each client’s matter may impact the scope of work and subsequently affect our fees. To ensure transparency and clarity, we provide clients with written confirmation of our fees after an initial consultation and in a formal Costs Agreement.
Entity Review
If you have a company, trust, or SMSF, we will review the relevant documents, such as a company constitution or trust deed, and advise you on how they interact with your estate plan, including any succession planning considerations.
Our professional fees to review each entity is $450 (incl. GST), payable in addition to your estate planning fees.
If further documents are required following our review, we will provide you with a tailored cost estimate at that time.
When are fees payable?
$300 (incl. GST) is charged for our initial consult (our heart-to-heart strategy meeting). This fee is payable on the day of our consult.
We offer an optional interest-free payment plan over 3 months, available to all clients with no additional fees or charges. This allows you to spread the balance of your Will Value Package across the 3-month term. If you’d like to take advantage of this option, please let us know.
Exclusions
Some matters fall outside our standard fees. This can include complex gifting arrangements, changes to property ownership, concerns about your capacity to make your documents, or where an interpreter is required.
If anything arises during our discussions that may affect our fees, we will let you know as soon as possible at that time.
Will
Your Will sets out what happens to your estate after you die. It allows you to choose who inherits your assets, appoint your executors, and nominate guardians for your children if they're under 18.
Letter of Wishes
A Letter of Wishes sits alongside your Will and shares the personal guidance that legal documents can't. It's where you can record your hopes, values, practical information, and messages for your loved ones.
Learn more about Letters of Wishes
Enduring Power of Attorney
An Enduring Power of Attorney allows you to appoint people you know and trust to make financial and personal decisions on your behalf if you lose the capacity to make those decisions yourself.
Learn more about Enduring Powers of Attorney
Advance Health Directive
An Advance Health Directive records your wishes about future medical treatment and gives guidance to your healthcare team and loved ones if you're unable to communicate your decisions yourself. It can also include information about your values, beliefs, and preferences for your care.
Learn more about Advance Health Directives
Testamentary Discretionary Trusts
For some families, a testamentary discretionary trust can be included in a Will to provide greater flexibility, asset protection, and tax planning opportunities for beneficiaries after your death.
What’s Included in a Complete Estate Plan
Frequently Asked Questions
What is included in a complete estate plan?
A complete estate plan is designed to protect you during your lifetime and provide certainty for your loved ones after your death. It usually includes a Will, Enduring Power of Attorney, Advance Health Directive, superannuation planning, and supporting documents such as a Letter of Wishes. Your estate plan is tailored to your family, assets, values, and goals, so you have a clear strategy for what happens if you lose capacity or when you die.
Do I need an Enduring Power of Attorney?
An Enduring Power of Attorney allows you to choose who can make financial and personal (including health) decisions for you if you lose the ability to make those decisions yourself. Without one, your family may need to apply to the Queensland Civil and Administrative Tribunal (QCAT) to have someone appointed to act on your behalf. This process can take time and may result in someone you would not have chosen being appointed.
What happens if I lose capacity without an Enduring Power of Attorney?
If you lose capacity without a valid Enduring Power of Attorney, no one automatically has legal authority to manage your finances, access your accounts, or make certain personal decisions for you. Your loved ones may need to apply to QCAT for an appointment as your guardian or administrator. A properly prepared Enduring Power of Attorney allows you to choose the people you trust and gives your family clearer guidance during a difficult time.
Is a Will enough?
A Will is an important part of your estate plan, but it only operates after you die. It does not appoint someone to manage your affairs if you lose capacity, record your medical wishes, or provide guidance about your broader estate planning goals. A complete estate plan brings together your Will, incapacity documents, superannuation planning, and other strategies to ensure your wishes are properly documented.
What is the difference between a Will and an estate plan?
A Will is one document within your broader estate plan. It sets out who receives your assets, who you want to manage your estate, and who you would like to care for your children if you die while they are young. An estate plan considers your entire situation, including what happens if you lose capacity, how your superannuation and life insurance are dealt with, and whether additional structures such as a testamentary discretionary trust may benefit your family.
What is a testamentary discretionary trust?
A testamentary discretionary trust is a trust created through your Will that begins after your death. It can provide flexibility and protection for beneficiaries by allowing a trustee to manage and distribute assets according to the rules you establish. Testamentary discretionary trusts can be useful for families wanting to protect inheritances, provide for children as they grow, support vulnerable beneficiaries, or provide additional asset protection and tax planning opportunities.
How much does estate planning cost in Queensland?
The cost of estate planning depends on your circumstances, the documents you need, and the level of advice required. A straightforward Will may be suitable for some people, while others may benefit from a complete estate plan involving additional documents and strategies. At Sun Wills & Estates, our Will Value Packages are fixed fee, so you know the cost upfront before you begin.
Can we complete everything online?
Yes. Sun Wills & Estates provides online estate planning services for clients across Queensland. Your consultations can be completed remotely, allowing you to create your estate plan from the comfort of your own home. We use video consultations, digital documents, and clear step-by-step guidance to make the process simple while still providing personalised legal advice from an estate planning lawyer.
Do I need estate planning if I only own a house and superannuation?
Many people assume estate planning is only for wealthy families, but your estate plan is about protecting the people and things that matter to you. Your home, superannuation, life insurance, and personal belongings can all require careful planning. If you have a partner, children, dependants, or people you want to support, a properly prepared estate plan can help ensure your wishes are carried out.
When should I update my estate plan?
You should review your estate plan when your circumstances change. Common reasons include getting married, separating, having children, buying or selling property, starting a business, receiving an inheritance, changes to your superannuation, or changes in your relationships with beneficiaries or decision-makers. Even if nothing major has changed, it is worth reviewing your estate plan and obtaining updated legal advice regularly to ensure it still reflects your wishes.